Spurred on by recent welfare reforms and the growing phenomenon of the working poor in the United States, Ehrenreich poses a hypothetical question of daily concern to many Americans: how difficult is it to live on a minimum-wage job? For the lower class, what does it take to match the income one earns to the expenses one must pay? She argues that their spirit and dignity are chipped away by a culture that allows unjust and unlivable working conditions, which results in their becoming a de facto, or actual without being official, servant class. When one is charged a little bit at a time until the expense grows beyond expectations, that is called being "nickel and dimed." In 2001's Nickel and Dimed: On (Not) Getting By in America, essayist and social critic Barbara Ehrenreich applies this notion to minimum-wage workers. Nickel and Dimed: On (Not) Getting by in America
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